Your age 35
1875
Your net worth $80,000
$
Annual income $35,000
$
Country
Your wealth position at age 35
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Benchmarks for your age group
Metric You Median Status
Wealth distribution by age
Median
P75
P90
You
💡 Analysis
Sources
🇺🇸 Federal Reserve Survey of Consumer Finances (SCF) 2022. 🇫🇷 Banque de France HFCS 2021. 🇬🇧 ONS Wealth and Assets Survey 2020-22. All figures in USD. EUR/GBP converted at 2024 average rates. Rule of thumb (Fidelity): net worth = 1x income by 30, 2x by 35, 3x by 40, 6x by 50, 8x by 60.

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How Net Worth Changes With Age

Net worth typically grows as you age, peaking near retirement. According to the Federal Reserve's Survey of Consumer Finances (SCF), the median US household under 35 has just $14,100 in net worth, while those aged 65 to 74 hold $266,400. The gap between median and average (mean) widens dramatically with age, reflecting how the top 10% pull the average upward.

This tool compares your wealth to official benchmarks for your age group and country. It uses percentile data (P25, median, P75, P90) from the US Federal Reserve SCF 2022, the Banque de France HFCS 2021, and the UK ONS Wealth and Assets Survey. It also references the Fidelity rule of thumb: save 1x your salary by 30, 2x by 35, 3x by 40, 6x by 50, and 8x by 60.

Enter your age, net worth, and annual income to see your percentile rank, a comparison table, and an interactive wealth distribution chart. The chart shows median, P75, and P90 curves for each age bracket, with a red line marking your position.